Public Liability
Insurance
2,905 Business Types Covered
What is Public Liability Insurance?
Public Liability insurance is a safety net for your business. It steps in to protect you if someone gets injured or their property is damaged because of your work. Think of it as a financial shield against legal fees and compensation costs if a client, a member of the public, or even a passerby decides to sue your business.
Why do I need Public Liability insurance?
Accidents happen. In the UK, the most common type is a slip, trip, or fall, and they often occur in public spaces. Public Liability insurance, sometimes called PL or liability insurance, is designed to safeguard your business from those unexpected moments. It covers claims from third parties – whether it's a customer, a client, or someone just passing by – for injuries or property damage that happen because of your business activities, even if you're not at fault.
Whether you're a freelancer, a tradesperson, or run a small business, Public Liability insurance offers peace of mind, allowing you to focus on what you do best, knowing you're protected if the unexpected occurs.
Get the right cover for your business
At Insurably, we have access to 100's of insurer markets meaning that no matter how unique your requirements are, we know where to find the right cover to suit you.
Start your quote online, and rest assured that we’re working hard to match you with the best insurer, ensuring you get the coverage you need.
- Small local office, no call centres.
- Experienced, knowledgeable staff.
- We speak Plain English, no insurance lingo, just straight-up facts.
What does Public Liability cover you for?
What's Covered?
What's Not Covered?
2,905
business types covered
100+
insurer markets accessed
100%
confidence in business protection