Van Fleet
Insurance

What is Van Fleet Insurance?

Van Fleet Insurance is designed to cover multiple vans under one policy, making it easier and more cost-effective to manage your business vehicles. Whether you run a delivery service, trade business, courier fleet, or logistics company, fleet insurance ensures all your vans are protected against accidents, theft, and damage.

For small businesses, growing enterprises, and large fleets, Van Fleet Insurance simplifies policy management, ensuring your vehicles and drivers stay covered without the hassle of multiple policies.

Who Needs Van Fleet Insurance?

If your business operates two or more vans, fleet insurance can help streamline your coverage and reduce costs. It’s ideal for:

• Trades & Contractors – Cover for multiple vans used by electricians, plumbers, and builders.
• Courier & Delivery Services – Essential for businesses that rely on vans to transport goods.
• Logistics & Transport Companies – Protects against road risks, theft, and damage for fleet operations.
• Retail & Wholesale Businesses – Covers vans used for stock deliveries and customer orders.
• Rental & Leasing Businesses – Flexible cover for businesses that lease or rent out commercial vans.

Why is Van Fleet Insurance Important?

Managing individual policies for multiple vans can be time-consuming and costly. A fleet insurance policy simplifies this by covering all your vehicles under one agreement, ensuring seamless protection and compliance with road laws.

Common risks covered by Van Fleet Insurance include:

• Accidents & Collisions – Covers damage to your vans and third-party vehicles.
• Theft & Vandalism – Protects against stolen or damaged vehicles.
• Driver Liability – Covers legal and compensation costs for at-fault accidents.
• Breakdown Cover – Optional roadside assistance to keep your business moving.

What’s Covered in Van Fleet Insurance?

Van Fleet Insurance policies typically include:

• Comprehensive, Third-Party, Fire & Theft, or Third-Party Only Cover – Choose the right level of protection for your fleet.
• Any Driver Cover – Flexible driver options for businesses with multiple employees.
• Public & Employers' Liability – Protection against claims from third parties or employees.
• Windscreen & Vehicle Repairs – Includes repairs and replacements for accidental damage.

What’s Not Covered?

• Personal use of vans outside of business purposes (unless specified).
• Drivers without a valid licence or those not listed on the policy (if not 'Any Driver' cover).
• Mechanical breakdowns (unless breakdown cover is included).

Additional Cover You May Need

Depending on your business needs, you may also require additional insurance such as:

• Goods in Transit Insurance – Protects cargo from loss or damage while being transported.
• Employers’ Liability Insurance – Covers employee injuries or work-related illnesses.
• Public Liability Insurance – Protects against claims from third parties for injury or property damage.
• Breakdown Cover – Keep your fleet on the road with 24/7 roadside assistance.

At Insurably, we have access to 100's of insurer markets, meaning that no matter how unique your fleet requirements are, we know where to find the right cover to suit you.

Start your quote online, and rest assured that we’re working hard to match you with the best insurer, ensuring you get the coverage you need.